The cost of assisted living varies greatly. There are so many factors that play a role in what accomodations and care will cost. Location tends to play a large role – areas in which real estate and the cost of living are higher will generally be reflected in higher assisted living costs in that area as well. Different assisted living communities in any given city or geographical region can also differ in cost greatly from each other depending on their size, the scale of their amenities, the activities provide, and the extent and range of personal assistance. The current range of assisted living costs across the United States can be from $1,950 to $7,500 per month.
Once your family has made the decision that life in an assisted living community is indeed in the best interest of a loved one, an important conversation and decision to make is how to pursue covering the costs. While most older adults living in a senior living, assisted living, or memory care community ultimately cover a portion of their costs out of pocket, there are a variety of resources available to help cover the costs of care.
Insurance is the first resource most families turn to. This is a tricky resource to navigate because there are many qualifications and conditions to be met to determine who is eligible to receive benefits and where those benefits can be applied. Long term care insurance policies exist and can be applied to assisted living costs in many cases. Often times home care styled benefits can be routed to assisted living fees, since an assisted living community becomes that individual’s permanent home. This is very policy specific, and in some cases benefits can be applied to some communities, but not all communities, depending on things like licenses, staff, and care provided. Other resources to consider are Veterans Administration benefits, pension benefits, and medicare.
We understand finding ways to pay for assisted living is something every family needs to think about. We work to provide the best assisted living in Ventura by creating a private community of older adults with industry best amenities and a talented support team. We create a modern senior living experience on the California coast. For information and care and amenities, general inquiries, or to setup a tour, please:
My grandmother lives at the Ventura Townehouse and I feel confident that she is in good hands. They get her to her appointments and provide any aftercare that she may need. Everyone there is friendly and like family. I feel like I’m at home when I go there to visit her and eat with her in the dining room.
Recently, I visited my Mom from Chicago. Each day I offered to take us out and about in Ventura. We found ourselves having such an enjoyable time at the Townehouse we didn’t leave. The dining room was so lovey to enjoy with her friends. Patios welcoming and the activities kept us busy. We laughed and had fun all day! Thank you everyone for making me feel at home and making my visit special. It’s always hard to leave my mom. But not as hard when I know she is so happy! Until my next visit!
Staff is very helpful and always concerned about my Mother’s needs, the interior and grounds maintenance is exceptional. Dining provides healthy menus to choose from. Front desk staff is always friendly and helpful. Best decision we ever made was bringing my mom here.