The cost of assisted living varies greatly. There are so many factors that play a role in what accomodations and care will cost. Location tends to play a large role - areas in which real estate and the cost of living are higher will generally be reflected in higher assisted living costs in that area as well. Different assisted living communities in any given city or geographical region can also differ in cost greatly from each other depending on their size, the scale of their amenities, the activities provide, and the extent and range of personal assistance. The current range of assisted living costs across the United States can be from $1,950 to $7,500 per month.
Once your family has made the decision that life in an assisted living community is indeed in the best interest of a loved one, an important conversation and decision to make is how to pursue covering the costs. While most older adults living in a senior living, assisted living, or memory care community ultimately cover a portion of their costs out of pocket, there are a variety of resources available to help cover the costs of care.
Insurance is the first resource most families turn to. This is a tricky resource to navigate because there are many qualifications and conditions to be met to determine who is eligible to receive benefits and where those benefits can be applied. Long term care insurance policies exist and can be applied to assisted living costs in many cases. Often times home care styled benefits can be routed to assisted living fees, since an assisted living community becomes that individual’s permanent home. This is very policy specific, and in some cases benefits can be applied to some communities, but not all communities, depending on things like licenses, staff, and care provided. Other resources to consider are Veterans Administration benefits, pension benefits, and medicare.
Assisted Living in Ventura, CA
We understand finding ways to pay for assisted living is something every family needs to think about. We work to provide the best assisted living in Ventura by creating a private community of older adults with industry best amenities and a talented support team. We create a modern senior living experience on the California coast. For information and care and amenities, general inquiries, or to setup a tour, please: